


Ken DeMarco is a licensed insurance agent that is licensed in all 50 states. He is an independent agent that specializes in helping people 55 and older turn what they've saved into income that lasts.
You spent forty years saving. The harder task is turning that into a paycheck that doesn't run out. When to claim Social Security, which accounts to draw from first, how much can you safely spend - these decisions are worth more than most people realize, and most people make them once, alone.
An annuity converts a portion of your savings into guaranteed income for life, backed by the issuing insurance company. It isn't right for everyone or for all your money. Where it fits, it removes a specific fear: outliving what you have.
Whole life, term, and indexed universal life. For most of my clients this is about what's left behind - making sure a spouse isn't left short, covering final expenses, leaving something to children or grandchildren without it going through probate.






















